Beauty of Slowing Down in 2023

In 2023, we consciously embraced a slower pace, and here's why we recommend adopting it for 2024.

As a goal-oriented couple navigating the realms of career, finance, and business, setting annual targets had become second nature to us. However, this year, amidst the ebb and flow of life, we made a deliberate choice—to savor the moments, find joy, and simply be present.

The first quarter brought anticipation as we awaited news of my husband's career progression. Blessed with the announcement of his well-deserved promotion after two years of dedicated effort, we felt a sense of accomplishment.

Traversing the second to third quarter, we faced the poignant reality of loss—friends' parents, spouses, batchmates, and even siblings departed. These months became a period of collective grieving, prompting us to reevaluate commitments that could strain our health and limit quality time together.

As 2023 concludes, we reflect on the blessing of not having rigid goals. It's as if a premonition guided us to prioritize relationships with family, friends, and each other over career and business demands. The emotional journey through grief and fear has left us profoundly grateful for every moment we've shared.

Choosing to slow down and forego specific goals this year wasn't a flaw; rather, it allowed us to connect with our emotions and those around us. In the tapestry of life, embracing the present is not a sin but a gift to oneself.

Will you slow down on 2024? 

SeedIn Philippines: Katiwa-tiwala ba?

Ang hirap na magtiwala sa mga binibitawang salita ng mga tao ngayon what more pa kaya na ipagkatiwala ang pinaghirapan mong pera diba? 

Marami-rami akong nasunog na investments. COOP at mga patanim.. Teka., bakit ako lang? Kasi ang asawa kong si Abbey ay conservative investor at medyo napag-iiwanan sa mga investment opportunities.. Actually, okay nga yon, at least ako lang ang sunog ng 6-digits. 

Sa investment, okay naman na masabi na malugi. Kasama talaga yun, pero yung tinuturing mo na kaibigan mo na kausap ng mga pinag-investan mo ang bigla na lang di magre-reply sa mga messages.. Ay di na pala sya pwede mag-reply. haha! (Kim Chiu ikaw ba yan?)�

Anyways, we’re here for SEEDIN PH. 

I first encountered SeedIn on sa Singapore Fintech 2018. Have chatted them and told us that they met NEM Philippines. Second encounter is when Terence of VK5 Solutions invited us on their event last 2019. Still, ayaw ko pa din bitawan ang pera to invest. Haha!

Abbey read SEEDIN PH and SEEDIN SG’s papers and records and finally he decided to invest last December. Sabi ko aantayin ko na muna lumabas ang investment nya, nung nakita ko na binalik ang invested money at may kahit papanong tubo, tsaka ako nag-invest.

Invested Php111,179.68 (bat may butal? yan yung dating tinubo ni hubby, isinama nya) and tumubo ng Php1,686.22 (less the withholding tax) for 2 months.

Investment SeedIn Philippines -  Profit

Investment SeedIn Philippines -  Withdrawal Confirmation

Investment SeedIn Philippines -  Withdrawal

Then, after ko makita ang pay-out, I asked Abbey na withdraw it papuntang bank account. In just two days nasa account na namin..

Should I trust them again for another investment? Yes. Why?

     1. They scrutinise the papers, collaterals and projects of creditors. 

     2. They have short term projects for investors. Around 2-6 months. 

     3. They have presence not only Philippines but also in here Singapore. 

     4. They deduct and remit the withholding tax for me. Worry free. 

FAQ:

     1. What is the minimum, how long the is duration and how much is the interest - It all depends on the project. 

     2. Do they issue a contract? - Yes. You can download the contract from your dashboard

     3. How risky? - Very risky. That is why they are getting collaterals from the creditors. SeedIn has a set of legal mechanisms and contingency plans in place to mitigate such risks.

Kung di pa din kayo sure (which is normal lang yan) better to dip first your finger.. REGISTER to SEEDIN first and magmasid-masid.. 

If you think, nakatulong ang blog na ito, you can use my husband’s referral code : https://www.seedinph.tech/register?ref=1982 and register as Retail/Qualified Investor. 

Thank you and more investments to come sa ating lahat! May HE bless us all! 

Note: This blogpost is not in any way sponsored by SeedIn Philippines/Singapore. 

Study before invest. Invest at your own risk.

NEM Blockchain on International Trade Business

In shipping a cargo there are many people involve to send your shipment from point A to point B. And when I say many, it means a lot. From supplier, common carriers, insurance companies, banks, governments, and do not negate the power of force majeure. 

The more parties getting their hand on your documents, the more it is prone to unforseen mishaps. 

Although World Customs Organization is pushing to be paperless, it is inevitable to use papers. And until now, shipping business is still not fully implementing it. Why? This is to provide authenticity on the original documents. And going digital can’t solve it until now. 

Blockchain technology is one of the answer to this. Actually not only on that tons of authenticity problem but also on payments and automation. 

For me that can’t write a single code, I will imply my idea to NEM Technology. Why NEM? Because it has built-in features in its wallet. Built-in!

Here’s the problem we will be solving. 

1. Authenticity of your Documents 

2. Tracking of your shipment

3. Payments

Steps how to solve that: 

1. Download your NEM Wallet here! And announce on your website that all NEM authenticated documents will only be from that NEM account/address. 

2. Apostille(notarize) documents that you will release for the shipment (Bill of Lading, Commercial Invoices, Packing List, Insurance Certificate, or even Certificate of Origin)

3. Create your own coin to serve as a payment on that transaction. This can replace your Letter of Credit. 

4. Create a multisignature account for every key people involved and every step you want to track. 

-for example: the haulier picked-up the cargo from the supplier’s warehouse. The supplier will sign on the multisignature account and it will signal the movement of the cargo. 

NEM Blockchain on International Trade Business 

NEM Blockchain on International Trade Business
Security of Multisignature

When the last signatory signed on the account and it showed as the job was done, all payments will automatically be released to the different accounts to be paid off. 

If you want to expound more about this, please do message the NEM Foundation at NEM Helpdesk! 

NEM Blockchain is a good technology! Take advantage of it. Be Wise! Use NEM! Buy XEM! 

And Happy 4th Birthday NEM :)

Dreams To Millions Financial Planner 2019

Ms Krissy Domingo, a good friend, a philanthropist, a trader, an investor, entrepreneur, atbp, reached out and inquired if I can be a contributor on Idea School’s 2019 Planner. Who am I to reject it? What they have featured on me? Of course it is NEM Blockchain. 

Dreams To Millions Financial Planner 2019
NEM Blockchain XEM 

I am not using a planner for quite sometime and due to a new page of my life starting January 2, well, i needed a new one. Haha. Coincidence? Nah! There’s no such thing as coincidence. This was destined! Thanks Legendary Krissy for this opportunity. 

Let’s go through the design:

I am attracted, what I can say? It is green! My favourite color and MILLIONS are in bold letter! Totally in love! 

Me and Abbey are goal diggers:

Yeap! Guilty of that! And this planner reserved spaces for your goals such as faith, relationship, money, health, career, travel, charity. 

They do have pages for the 52-week money challenge and an ipon (savings) goals. 

Dreams To Millions Financial Planner 2019
Savings Goals | 52Week Challenge 

Dreams To Millions Financial Planner 2019
Travel Goals and Budget

Collaborations: 

Articles such as mine will teach you to determine different ways to achieve your MILLIONS, how to invest on yourself, different vehicles for you to invest with and different ways to be grateful and happy. 

Weekly Layout:

It gives you space to doodle around your schedule. Remind yourself what things to be thankful for, priorities and yololist! Haha. At the bottom there are spaces for extra brain activity. Write down what your brain tells you. It may be a million-dollar-idea! 

Dreams To Millions Financial Planner 2019
Weekly Layout

It is more than just a planner: 

For every planner you buy, there will be a tree to be planted. 

Order your planner here: 

bit.ly/dreamstomillions2019

And because it is holiday season! We will be giving away not 1 but 4 planners for four (4) blessed person. 

Just go to our Facebook page (https://m.facebook.com/AandWTheCoupleBloggers/) for more details! 

Let’s all be a MULTIMILLIONAIRE this 2019! 

Dreams To Millions Financial Planner 2019

Fees in Using NEM Blockchain

Abbey wired money to US and it cost  SGD54+ and for the bank debiting the amount took almost 5 days. See how painful the process is? 

Everybody is emphasizing about the low transaction fee and low cost of storing data inside their blockchain, but do we know how much it really costs?

Below are the transaction fees inside the NEM blockchain. NEM Foundation wants to solve the sudden jacked-up fees with other competitors and that is the reason why they revised their fees.

Fees under the NEM Blockchain
Nano Wallet to Nano Wallet Transfer Fees

You want to create your own coin? How much will it cost you? Below are the details. You do not need to pay developers to do your own ICO, you can create it in less than 2 minutes (click here). 

Namespace (Namespaces are domain names. Each namespace is unique and authenticates mosaics (assets) issued on it or on its subdomains.) You can put your company name in there :) 

Total Namespace Fee: 100.15 XEM 

Creating your new coin: 10.15 XEM

In totality, you will only spend 110.30 XEM to generate your own coin. Isn't it fantastic? 

Whenever you lost a public document, in Philippines, you spend money in providing document such as Notorized Affidavit of Loss  and waste time queueing on government agencies. It also applies when you need certification from universities. 

If a government agency or a school or a training center or a club/organization will issue a certification you will not be worried if you will lose it. Just save your digital certification and you are good to go. But how much it will cost the certification body?

0.20 XEM in creating a certificate under NEM blockchain

Yes! Only 0.20 XEMs in creating a digital certificate that can be access anytime, anywhere and immutable. 

This are the few cheap transactions you can do with NEM. You do not need to learn any language. What if you want to customise your company or clients' requirement in building inside NEM blockchain? You can learn it for FREE with the use of NEM Library (click here).

Be WISE. Use ONLY NEM!

Love my write-up? Here is my NEM Wallet Address: 

NCFKW3CE4ZOMS4RNLFINM6SBGVRPMVBRO5PKHRG2

Integrity in the Midst of Instability

Blockchain/bitcoin was built entirely because of Satoshi Nakamoto's frustration in our banking system and the society that evolves on it. Now that his advocacy is a wild craze, people from all walks of life are jumping in to join the party. Yes all! Even the bad guys!

Last week, Coincheck was compromised and hit the record-high hack for the blockchain industry. Cryptonauts expected that there will be chaos and another massive suicide watch list but Coincheck surprised them all with their decision. Koichiro Wada announced early this week that they will pay off the platform users who were affected by that incident. That is the first time in the entire history of blockchain that someone stood up to return their missing coins. That's integrity! Thanks Coincheck.

Then we go to questioning NEM's decision.

Aren't you tired to obey rules and laws? Tired of banks asking you question why are you withdrawing your chunk of savings or just a mere scenario of teller asking what is your source of income when depositing a huge amount. Well, this is for them to comply in many regulations they need to follow as bank. The banks do not want to be tagged as non-compliant or accepting funds from illicit businesses.

Imagine, a good neighbourhood was attacked by an intruder, forced to take one of your valuables and settled in one of the nearby houses. What are you going to do? Nothing? Really?

No! It is either all the villagers will march to the occupied house and take their valuables again, or just remember that address and intruder's face and never help or do business with him.

NEM NEIGHBORHOOD

I saw that NEM proves that blockchain can build a transparent, safe, secure and a compliant ecosystem. That move from NEM (flagged the address and taint those hacked XEMs) is not only to comply on laws and clamors of its members and stakeholders but it is a moral obligation for its community.

Now, because of tainted XEMs no one wants to get involved with the hacker’s address. Why? It will affect the POI (Proof of Importance) of Nano wallet addresses who will do transactions with it.
Transparency solves the problems in preventing the dirty money (AML/CTF) to get involved in this new technology. Good job NEM! 

Coincheck thanks for the integrity in this business. Thank you both for making this blockchain world a better place

Love my write-up? Here is my NEM Wallet Address: 

NCFKW3CE4ZOMS4RNLFINM6SBGVRPMVBRO5PKHRG2

NEM (XEM) Awakening the Giant

Enormous count of people was looking forward for the bursting of the "cryptocurrency bubble". They are comparing it to the dotcom mania that lead many investors into bankruptcy.  So what you should do to avoid this? Look at the intrinsic value of the companies, their projects, and platforms.

I discussed two big coins... Bitcoin and Ether, now let's wake-up the giant, XEM.

The opportunity clock is set-up to ring for NEM this 2018. And before the giant gets off on his bed, Abbey and I is already investing with XEM, greatly (time and money).

So here’s why:
1. As you can see, NEM is consistent in top coin Market Cap.

2. They have this NEM:Helpdesk that you can connect 24/7.

3. They are conditioned in marketing their platform not in marketing their coin. Main reason why XEM was not "hyped". But don't get me wrong that you cannot make money in NEM. If you invested last November, your money gained 4500%+ up to this date.

4. ICOs are now testing NEM's blockchain. Some ICOs built on it this 2017 are LoyalCoin, Bankera, Comsa, Qchain.

5. We all know how Japan is playing a big part in world's future technology and how Korea is doing pumping funds in crypto world. They are the two biggest supporters of NEM. This is a tip. You are welcome.

6. What are the features that some blockchains do not have.
-- Smart Assets. This is like Ethereum's Smart Contract but of course way better. Why? It can be customized. This is to prevent bugs,  hacks or you just want to edit its protocols.

-- Multi-Signature. This is a good service that will benefit the companies or even couples. Imagine, you cannot facilitate any transactions with your spouse keys! Haha!

-- Mijin, a well-known private blockchain in Japan is Nem's sister company. Nem (public) and Mijin (private) can network with no hassles.

-- Do you want to take part in saving the world? Do not mine bitcoin and waste electrical resources. Go on and harvest at NEM blockchain, even your computer is off, your supernodes will do the work for you. Proof of Importance. Means? Well, be a VIP! Instead of buying hardwares to solve puzzles in Bitcoin's blockchain, buy XEM and prove your importance in the community. How important are you? It depends on how many Xem you have, how long you have those, and the number of transactions you have to sustain healthy economy within NEM community.

-- Catapult is already running in Mijin blockchain and do you know catapult can process more than 3,000 transaction per second... it is faster than Visa! :)

-- Do you remember the time when all listed companies can just print and print stocks certificates? It is a free money for companies. Right? Now, it is illegal. Well, don't expect it with NEM. XEMs are all out! So no giving birth of new coin under this blockchain. Expect that your coin is a complete representation of your share with NEM.

-- Their wallet can run voting system. NEM community enjoys this poll. It just like voting in a board meeting. Oh! We as NEMbers really can feel our participation and voice bring heard by NEM frontliners.

Many more projects were lined up to take effect this 2018! That is why all XEM holders are so excited for next year!

Yes! In 2018, the opportunity clock of NEM the Giant is set to alarm and it will be awakened!

Why will I buy and run after bitcoin or ether's expensive coin... I will buy and HODL more xem. :)

You can get XEM here: 

Note: Virtual currencies are very volatile. Study before invest. Invest at your own risk. 

Love my write-up? Here is my NEM Wallet Address: 

NCFKW3CE4ZOMS4RNLFINM6SBGVRPMVBRO5PKHRG2

How To Start Investing in Philippine Stock Market

The bull ravages the bear in stock market! And of course, investors in stock market, mutual fund, UITF are in glory days. This noise makes other people think how they can join this rally and some friends in facebook asked me for guidance how to start. Then I realized, I still don't have a blogpost explaing how to invest in Philippine Stock Market. Haha!

My Husband's Stock Portfolio

My Stock Portfolio

It is easy, like just opening a bank account. See below illustration from CitisecOnline.

https://www.colfinancial.com

*Click this to download their forms here.
*For the Php5,000 initial minimun funding, don't fret, after confirming your account you can use that same Php5,000 to invest in company of your choice.

Done in registration? What's next? There are different types of investing strategies you can do.
-- FUNDAMENTAL - You will invest based on assests and liabilities of the company, its upcoming projects and future plans.
-- ANALYTICAL - Investing depends on charts 
-- COST AVERAGING - You will put amount monthly even the price rises and falls.
-- INTUITION - Trusting your instinct and emotion.

So what do I use? I do fundamental. How to start, there's a great numbers of companies enlisted in PSE. The answer, be mindful on your surroundings. Are you a big fan of Max's Fried Chicken? Of course you are consumer of Meralco or a depositor of BPI, do you own a condo constructed by SMPH? Go to their website, look for Investors' Corner and read their Balance Sheets and Annual Reports. You need to determine the intrinsic value of the company.

For Trading/Analytical, you can look for seminars on that. I am sorry, I cannot tackle that because I do not know how to read sticks. Sorry. Hey, but no budget to learn from experts? Try to use Investigram.

No time to think? Group like Bo Sanchez' will give you a table of companies what to buy and sell in a certain time. But of course for a fee. You want free? COL also provides this kind of service, click on 'Reasearch Tab' and look for 'Investment Guide' and you can find there the list of BUY-SELL-HOLD.

Have you heard about investing based on intuition? This can be harnessed over time. Rely on your instincts, it will lead you at the right path. Yes! I trust my intuition. I read many companies' annual reports but I still put my money where my instinct points me to. Groups like Traders Apprentice Pilipinas do this. You can find Sir Tony Herbosa and learn from maestro himself.

Here you go! Open up an account and decide what is your goal and exit plan. Are you a long term investor or a trader?

PS: Invest only the money you afford to loose! :)

Do you have another strategy in mind? Comment below. For now, newbies can focus on these. This is to avoid information overload or analysis paralysis.

Note: This blogpost is not in any way sponsored by CitisecOnline. 

Study before invest. Invest at your own risk. 

Invest in Nutriwealth Cooperative – Build Our Wealth The Cooperative Way

Ang nanay ko ay hindi naniniwala sa patakaran ng bangko. Actually pati tatay ko. Ang paliwanag nila? Ginagamit ng bangko ang pera mo para ipautang sa iba at papatungan ng malaking interest pero ikaw na may-ari ng pera ni hindi man lang kumita. Magkano na nga ba ang interest ng mga bangko ngayon sa mga savings account? It is less than 1% per taon. Hindi ba?

Lagi niyang sinasabi nuon, ang daling magpasok ng pera sa bangko pero mahirap maglabas. Kung sino pa ang mayayaman, sila lang ang nakakautang.

So saan dinadala ng nanay ko ang sobrang pera nila nuon? Sa COOP. Namulat ako na may mga panahon na ginagabi ang nanay ko sa pag-uwi dahil sa meeting ng Birhen ng Lourdes Cooperative. May taktika pa nga ang nanay ko na kakausapin ang mga kumare na miyembro din ng coop para umutang under her account nang sa ganun tutubo ng malaki ang pera niya na nakalagak dun.

Cooperatives help their members. Ang kooperatiba nila nanay nuon ay may listahan ng mga negosyo ng miyembro at tulong-tulong sila para umunlad ang mga negosyo. Kaya nga tinawag na KOOP. Short for KOOPerasyon. :)

Taong 2015 may nakita akong coop na nagtatayo ng mga hotel sa Bicol Area. Dahil sila ay Residential Type of cooperative, hindi sila pwedeng kumuha ng miyembro na malayo sa nasasakupan. Nakakapanghinayang.

Sabi nga, GOD's time is always PERFECT. Naghahanap ako ulit ng mapag-investan ng aming pera, at dumating na si Nutriwealth through Sir Edmund Lao and umattend kami agad ng seminar nila dito sa Singapore.

Ano ang nakita ko kay Nutriwealth:
1. Unang-una, sila ay Associational Coop. Hindi ko na kailangan pumunta or tumira pa ng ilang taon sa lugar ng kanilang main branch to be their member.

2. They are targeting to support the farmers and helping them to put their products into the market. They have a program for OFW para makauwi na for good.

3. Lifetime membership na, FREE pa ang mga sumusunod:
- Php25,000 - Accident Insurance
- Php2,000 - Medical Reimbursement
- Php2,000 - Burial Benefit
- Almost Php1,500 na vitamins (I love Malunggay Capsule)

4.They have the track record in paying cash dividends and interest on members' share capital as below:
- 2012 (12%)
- 2013 (7.3%)
- 2014 (22.3%)
- 2015 (11%)
- 2016 (8%)

5. They have a total asset of 470 Million.

6. They have diversified businesses.

7. Mayroong programa na tulad ng "debt-cancellation" sa kanilang mga miyembro.

8. Nagtuturo ng disiplina sa mga miyembro para makapag-ipon.

9. Nagbibigay ng negosyo/kabuhayan sa mga miyembro.

10. Merong mga bagong proyekto na naka-lineup.

11. Higit sa lahat, nagawaran ng maraming awards ng CDA as one of the outstanding coop.

Ang coop ay hindi sasagana kung hindi masaya at nagtutulong-tulong ang bawat kasapi. Dito makikita ang tunay na bayanihan.

Sa mga gustong mapag-aralan ng maigi o may mga katanungan pwede nyo po kaming makausap sa aming mga facebook page or personal account.

Mapapanood nyo po dito ang iba't-ibang trainings from founder/chairman himself, Sir Jay Galang.

Buo na ang loob mo? At tingin mo nakatulong kami mag-asawa para makita mo ang opportunity na ito.

Just Follow these 3 EASY STEPS:
1. Fill up the online form and hope you will not forget ang aming pangalan (Wilma Lapuz or Abraham Lapuz -- mamili lang po ng isa) na kami ang nakapag-share sa inyo or source of the link.
2.  Send a photo of your signature on a white piece of paper together with a copy of any valid Government issued ID at nmpc.cavite@gmail.com or send through Abbey's facebook account.
3. Once confirmed and verified, your membership application will be directed how to fund your account.

SHARE this GOOD news to your friends & relatives. Halina't mag-impok, tumulong at kumita! Maging KamayAri.

Ngayon na ang panahon para maumpisahan ng tama ang darating na bagong taon.

*********************************************************************************

These are the benefits you can gain:

1. Php2,500.00 Lifetime membership with FREE

- Php25,000 - Accident Insurance

- Php2,000 - Medical Reimbursement

- Php2,000 - Burial Benefit

- Php1,500 Free Products

2. Initial Share Capital - PhP 2,000.00 

Subject to annual dividends. 

3.  Five Years Time Deposit Plan - up to more than 100% return (see below table)

4. Dividend on Capital Share - You can withdraw it or top it on your existing capital share
5. Great Discounts in their products and other services. Like coffee, health supplements, and services.

6. Bonuses - Share the vision of Nutriwealth - To provide every members the opportunity to start their savings program.

7. Start your own business for FREE. If they saw a potential in you. They will provide a capital to put up a business for you.

*********************************************************************************

For more information about Nutriwealth Multi-Purpose Cooperative you can contact us on whatssap: +6582603871 or you may visit the office at Unit 12 UGF Doña Consolacion Bldg., Araneta Center, Cubao, Quezon City -- Contact No.: (02)376.0732 / (043)406.5224. Website: http://nutriwealth.coop/

Here are the Legal Documents of Nutriwealth Multi-Purpose Cooperative

Below are the Projects Established and Upcoming Ventures

Schedules of TRAININGS you can attend

Latest Award Received from CDA itself

Note: This blogpost is not in any way sponsored by Nutriwealth Cooperative. 
Study before invest. Invest at your own risk. 

What is (ETH) Ethereum?

So. Now. We need to talk about the number one competitor of bitcoin. The ETHEREUM.

News Flash! Ether, which is represented by Ethereum is not a cryptocurrency. Yes! It is not a currency that you can use to buy coffee at your favorite cafe or staffs online. It is not use as money or medium of exchange. It is a "gas" (as described by Vitalik).

Ethereum is an "upgraded" blockchain of Bitcoin. They were equipped with Smart Contract.

So what is this Smart Contract? It is an execution and automation of "ifs or trigger". For example, every month you need to pay mortgage of your home, Ethereum blockchain can be set up automatically and will deduct money from your account monthly. And to execute that, you need "gas" which we called ETHER.

Bitcoin will be used by people as a currency. And imagine how big will be the demand for ETH if all in Enterprise Ehthereum Alliance (EEA) deploys its projects. More projects means more smart contract means more gas (ETH) they need.

Below are the big companies who are members of Enterprise Ethereum Alliance.

Enterprise Ethereum Alliance Members - members of EEA

Below is the blockchain tech that central banks of the world are working on. Ethereum toppled down Bitcoin because of Smart Contract.

Types of Blockchain Tech Central Banks are Working With

Big companies and governments are now challenging the Ethereum technology and Vitalik's team do not waste time to upgrade and cater the needs of those companies.

Oh one more thing! You see so many ICOs coming out. Right? Most of their platforms uses Ethereum. And some of those coins are not available worldwide, so why fret and be depressed? Buy the platform they are using. This is a tip! Yes you are welcome!

Do not be late in this big wave of change.

Note: Virtual currencies are very volatile. Study before invest. 

Invest at your own risk. 

Why we INVEST in BITCOIN?

I am not here to educate you about bitcoin; why it was created, who is Satoshi, and how radical the changes it may cause to an economy. Below is the best video I have found for you to understand a deeper perspective what money is today and how bitcoin can totally make difference in the banking system and in our day to day lives.

Before watching this lengthy video, kindly forget first what the mainstream media have propagated now about bitcoin. I bet, they do not want you to know how crooked the fiat money you are holding to. 

I saw a bitcoin atm last 2013 here in Singapore and I just took a glimpse and smirk on the idea but do not get me wrong. My husband and I knew about the quantitative easing and how the government will collapse when they will not bailout the banks but we just do not believe that this bitcoin can be huge enough to smash a thick wall of these two conglomerates (government and banks).  

Fast forward 2017, February, my Uncle Bert from Dubai visited us and talked to my nephews about gaming sites that rewards bitcoin. I just smiled on the idea. Come June, while I am in plane going back here in Singapore I heard about this Infotech and explained what will be happening in this event. 

When I reached our flat, I enthusiastically told to my husband about it. With that, we started to study about blockchain, read white papers, joined groups (like Bitcoin PH) and make our ears wide open on talks that are happening. Then, we smashed the nail in the head big time! We found out a lot and all I can say banks and governments are now into this blockchain. Why? If this radical change of currency will go through, citizens of Earth will not need a bank (who will use bank if interest rate is too low) and will be free in paying some taxes(bloodline of government). 

In addition to that, many companies are now incorporated and affiliated themselves to blockchain companies to build their system on a digital ledgers. Some banks in Switzerland are now compiling legal regulations to tokenized some of their clients assets and equities. (These are clues— you are welcome) 

Abbey and I support this advocacy and that is why we invest in bitcoin. We can’t wait now that this currency to be accepted to most of all stores and used it as medium of trade. :) 

If you want to have a free bitcoin. Yes free! These are the faucets (freebitco.in [per hour]and moon bitcoin every 5 minutes] ) that I used to get some of bitcoins while I am studying them. As you all know, I have a low tolerance in wasting time. So I am getting some BTC dust (satoshis) than nothing at all.

***BETTER TO DO SOMETHING THAN NOTHING AT ALL***

FREEBITCO.IN

MOON BITCOIN

If you are ready to invest, you can use Coinbase, Bittrex, Coinhako (Singapore/Malaysia) or Coins.ph (Philippines) to buy. Those are exchanges and wallets too. 

Coins.ph - Wallet and Bitcoin Exchange in Philippines  

coinhako - Exchange for Ether and Bitcoin in Singapore and Malaysia 

If you want to know, if I mine? NO! It is a waste of resources, there are too many huge players now. As in huge! Their properties are so big that they seem to look like they are mining a physical gold.

From here, I do hope that you will dig deeper about bitcoin, its feature and future and stop listening to mainstream media about it. 

Exceed it bitcoin! TO THE MOON!
Next post, wait for our ETHER! :)

Note: Virtual currencies are very volatile. Study before invest. Invest at your own risk. 

For your safety, before registering any site for coins, you please check Badbitcoin.org. They compile websites that propagates  BITCOIN SCAMS. 

As of now, with our bitcoin, it already gained 50%+ more. On on our ether, it gained almost 80% as of this date.

Studying this two pays off! :)