Yolé Singapore - New Frozen Yogurt Shop

Without bidding a formal goodbye, llaollao left the stage to make way with Yolé. 

Abbey bought me a large cup with natural frozen yogurt flavor for $6.90 and it was consisted of two toppings and a syrup. 

So how was it? The taste of yogurt is more natural than the predecessor. You exactly knew that llaollao  twitched their yogurts by putting sweetener and or cream. Yolé? More sour (natural taste of a yogurt) and feels healthier to consume. Of course the biscuit syrup will not leave my cup of frozen yogurt. 

Have you tried their different flavored yogurts offered by Yolé? 

***
Yolé Singapore

(A) 83 Punggol Central Waterway Point #01-63

NEM (XEM) Awakening the Giant

Enormous count of people was looking forward for the bursting of the "cryptocurrency bubble". They are comparing it to the dotcom mania that lead many investors into bankruptcy.  So what you should do to avoid this? Look at the intrinsic value of the companies, their projects, and platforms.

I discussed two big coins... Bitcoin and Ether, now let's wake-up the giant, XEM.

The opportunity clock is set-up to ring for NEM this 2018. And before the giant gets off on his bed, Abbey and I is already investing with XEM, greatly (time and money).

So here’s why:
1. As you can see, NEM is consistent in top coin Market Cap.

2. They have this NEM:Helpdesk that you can connect 24/7.

3. They are conditioned in marketing their platform not in marketing their coin. Main reason why XEM was not "hyped". But don't get me wrong that you cannot make money in NEM. If you invested last November, your money gained 4500%+ up to this date.

4. ICOs are now testing NEM's blockchain. Some ICOs built on it this 2017 are LoyalCoin, Bankera, Comsa, Qchain.

5. We all know how Japan is playing a big part in world's future technology and how Korea is doing pumping funds in crypto world. They are the two biggest supporters of NEM. This is a tip. You are welcome.

6. What are the features that some blockchains do not have.
-- Smart Assets. This is like Ethereum's Smart Contract but of course way better. Why? It can be customized. This is to prevent bugs,  hacks or you just want to edit its protocols.

-- Multi-Signature. This is a good service that will benefit the companies or even couples. Imagine, you cannot facilitate any transactions with your spouse keys! Haha!

-- Mijin, a well-known private blockchain in Japan is Nem's sister company. Nem (public) and Mijin (private) can network with no hassles.

-- Do you want to take part in saving the world? Do not mine bitcoin and waste electrical resources. Go on and harvest at NEM blockchain, even your computer is off, your supernodes will do the work for you. Proof of Importance. Means? Well, be a VIP! Instead of buying hardwares to solve puzzles in Bitcoin's blockchain, buy XEM and prove your importance in the community. How important are you? It depends on how many Xem you have, how long you have those, and the number of transactions you have to sustain healthy economy within NEM community.

-- Catapult is already running in Mijin blockchain and do you know catapult can process more than 3,000 transaction per second... it is faster than Visa! :)

-- Do you remember the time when all listed companies can just print and print stocks certificates? It is a free money for companies. Right? Now, it is illegal. Well, don't expect it with NEM. XEMs are all out! So no giving birth of new coin under this blockchain. Expect that your coin is a complete representation of your share with NEM.

-- Their wallet can run voting system. NEM community enjoys this poll. It just like voting in a board meeting. Oh! We as NEMbers really can feel our participation and voice bring heard by NEM frontliners.

Many more projects were lined up to take effect this 2018! That is why all XEM holders are so excited for next year!

Yes! In 2018, the opportunity clock of NEM the Giant is set to alarm and it will be awakened!

Why will I buy and run after bitcoin or ether's expensive coin... I will buy and HODL more xem. :)

You can get XEM here: 

Note: Virtual currencies are very volatile. Study before invest. Invest at your own risk. 

Love my write-up? Here is my NEM Wallet Address: 

NCFKW3CE4ZOMS4RNLFINM6SBGVRPMVBRO5PKHRG2

How To Start Investing in Philippine Stock Market

The bull ravages the bear in stock market! And of course, investors in stock market, mutual fund, UITF are in glory days. This noise makes other people think how they can join this rally and some friends in facebook asked me for guidance how to start. Then I realized, I still don't have a blogpost explaing how to invest in Philippine Stock Market. Haha!

My Husband's Stock Portfolio

My Stock Portfolio

It is easy, like just opening a bank account. See below illustration from CitisecOnline.

https://www.colfinancial.com

*Click this to download their forms here.
*For the Php5,000 initial minimun funding, don't fret, after confirming your account you can use that same Php5,000 to invest in company of your choice.

Done in registration? What's next? There are different types of investing strategies you can do.
-- FUNDAMENTAL - You will invest based on assests and liabilities of the company, its upcoming projects and future plans.
-- ANALYTICAL - Investing depends on charts 
-- COST AVERAGING - You will put amount monthly even the price rises and falls.
-- INTUITION - Trusting your instinct and emotion.

So what do I use? I do fundamental. How to start, there's a great numbers of companies enlisted in PSE. The answer, be mindful on your surroundings. Are you a big fan of Max's Fried Chicken? Of course you are consumer of Meralco or a depositor of BPI, do you own a condo constructed by SMPH? Go to their website, look for Investors' Corner and read their Balance Sheets and Annual Reports. You need to determine the intrinsic value of the company.

For Trading/Analytical, you can look for seminars on that. I am sorry, I cannot tackle that because I do not know how to read sticks. Sorry. Hey, but no budget to learn from experts? Try to use Investigram.

No time to think? Group like Bo Sanchez' will give you a table of companies what to buy and sell in a certain time. But of course for a fee. You want free? COL also provides this kind of service, click on 'Reasearch Tab' and look for 'Investment Guide' and you can find there the list of BUY-SELL-HOLD.

Have you heard about investing based on intuition? This can be harnessed over time. Rely on your instincts, it will lead you at the right path. Yes! I trust my intuition. I read many companies' annual reports but I still put my money where my instinct points me to. Groups like Traders Apprentice Pilipinas do this. You can find Sir Tony Herbosa and learn from maestro himself.

Here you go! Open up an account and decide what is your goal and exit plan. Are you a long term investor or a trader?

PS: Invest only the money you afford to loose! :)

Do you have another strategy in mind? Comment below. For now, newbies can focus on these. This is to avoid information overload or analysis paralysis.

Note: This blogpost is not in any way sponsored by CitisecOnline. 

Study before invest. Invest at your own risk.