Buying Speculative Stocks Is Dangerous To Your Wealth

"Nay bumili ako ng URC stocks." - "Maganda yan nak".

Social media hyped the investing in the Philippine Stock Market and that caused a lot of people jumped into it in the first quarter of January. The result? A bull run that caused a lot of people to invest more in a wrong way.

What were the mistakes they had taken? (These are the rants that my husband and I read from the different forums)
1. They invested money that they know they will need in a very near future. 
2. They invested on stocks via hearsays.
3. Had never read any books or attended seminars on how to create a margin of safety.
4. And the most hurtful to read was, they loaned money from a bank to ride the bull.

And now... many people are now cursing PSE. Many people swore that they will not enter any transaction in stock market.

My mom bought stocks back then, so I have some ideas on how to manage and make money from it. Until now they are encashing dividends.
I hope that when the bear knock-out the bull last May 2013, many investors and newbies learned from others' failures.

As per saying by  "Buying speculative stocks is dangerous to your wealth". 

Please let me know if you have good book to read for investing or I can share some of the books that my hubby and I already read, just drop as an email, we will check if we have that ebook for you.

The Amazing Race: All Stars

Heart-stopping, hand-numbing episode. 

I am great fan of Amazing Race and now the tv series brought back the past participants that came too short on grabbing the US$1,000,000. And they tagged it "Amazing Race All-Stars".

When I saw Dave and Connor, I rooted on them from the start. I like their father-son team, as it reminds me of my father. They self-evicted themselves on last world race when Dave tore his Achilles tendon. "The Cowboys and Brenchel". This is a very good team, as in really good.

One by one teams were eliminated, until the final 3. Amazed that there is no such thing like a quiz on the last run which was held in Las Vegas. But having David Copperfield on that leg is awesome. 

Nice race guys! Congrats to the first father and son team and oldest man to win the Amazing Race. 

Waiting for another season. Please keep on surprising us. Please visit Singapore again. :)

Paul Mitchell SolarVeil Complex Sun Set (Sun Recovery Hydrating Shampoo, After-Sun Repleneshing Masque, and Sun Shield Conditioning Spray)

Hello to Singapore Navy Open House. Hello to Singapore Night Race 2013. Hello to Phi Phi Island Tour. Hello Paul Mitchell's Sun Collection.

2013 was packed by activities for me and my husband. Sun's harmful rays are everywhere and to enjoy those events, we need to be out and bath with sunlight. Skin is not only the issue here, but of course, the hair also needs protection.

We used Sunplay with spf 130 for our body and face. My hubby and I is not fond of caps or hats so we use our umbrellas as much as we can to lessen the direct hit of light. For added defense on our hair, we always use Paul Mitchell's Sun Recovery Hydrating Shampoo, After-Sun Repleneshing Masque, and Sun Shield Conditioning Spray.

This hair collection really prevents the hair from damage and dryness. It even gives extra brilliance and softness even we were soaked up for whole day on a seawater and sunshine.

Thanks TLN for this free products. It really helps us to savour more the activities under the sun.